What does this skill do?

The "Clear Personal and Business Finances" Skill separates and organizes personal and business finances to eliminate confusion and reduce financial anxiety. It helps you build a simple, sustainable tracking routine that improves decision-making without requiring specialized software or complex systems.

Separation of Mixed Accounts
Distinguish between business funds and personal funds when all money goes in and out of the same account.
Real Financial Assessment
Accurately track your business's actual revenue, expenses, and profits to find out how much you're really earning.
Simple control system
Implement categories, a 15-minute weekly routine, and a monthly wrap-up routine—all without complex tools.
Key Indicators
Track only the few numbers that really matter: net income, expense percentage, savings, and profit margin.

Usage examples

🔀 Self-employed individual with combined accounts
I have a monthly revenue of €3,000, but I pay for my housing and food from the same business account. Help me separate everything so I can figure out how much the business is actually making.
🤝 Small business with partners
We are two partners with a monthly revenue of €15,000, and we withdraw money without a set criteria. Create a control system that allows for clear decisions regarding profit distribution and reinvestment.
📋 Weekly Monitoring Routine
I need a simple 15-minute routine once a week to review transactions and keep my personal and business finances separate.
📊 Metrics That Matter
Tell me what key metrics I should track each week to gain financial clarity without using complicated software.

Features

Comprehensive Financial Assessment Identify the main problems and risks in your current financial organization, from mixed accounts to a lack of categories.
Personal and Business Separation Define a practical way to organize accounts, payroll transfers, and cash flows to keep your personal and business finances separate.
Control System with Routines Create simplified expense categories, a weekly review routine, and a monthly closing routine using a simple template.
Minimum indicators to monitor Identify the few numbers that really matter: net income, percentage of expenses relative to income, personal savings, and gross margin.
30-Day Implementation Plan Follow these steps to get everything up and running in less than 30 days, while avoiding common mistakes.

Frequently asked questions

No. The skill is designed to work without complex tools. All you need is Claude and to follow the included prompt to get the diagnosis, treatment plan, and management plan.
Yes. The skill covers both scenarios: self-employed individuals with combined accounts and small businesses with partners who need a clear system for profit distribution and reinvestment.
We recommend repeating this exercise every quarter to keep everything in sync and adjust the system based on your financial progress.
You need to describe your business and personal financial situation, whether your business and personal accounts are commingled, your main expenses and sources of income, your biggest challenges, and your primary financial goal.
Clear Personal and Business Finances — Financial Planning with Claude AI

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