What does this skill do?

The Smart Bank Cash Flow Skill transforms a bank statement—which is plain text filled with cryptic, uncategorized descriptions—into a structured cash flow statement organized by category, including inflows, outflows, operating balance, and change for the period. It generates a comprehensive report with an executive summary, a detailed breakdown, and anomaly alerts—ideal for presenting to clients or for internal management.

Month-End Closing
Categorize bank transactions before generating a client's monthly financial report.
Immediate Executive Summary
Get an instant summary showing the opening balance, closing balance, income vs. expenses, and key observations.
Anomaly Detection
Identifies duplicate transactions, uncategorized transactions, and deviations of more than 20% from expected behavior.
Client Report
It provides a clear and easy-to-understand cash flow statement for a business owner—not just for an accountant.

Usage examples

📋 Monthly Statement
Here is the March 2025 bank statement for a management consulting firm. Categorize the transactions and provide me with the complete cash flow statement.
🚨 Anomaly Detection
Review this excerpt and let me know if there are any duplicate transactions, uncategorized transactions, or transactions with variations greater than 20%.
📊 Executive Summary
Generate an executive summary of this client's cash flow: opening balance, closing balance, inflows vs. outflows, and key observations.
🏷️ Automatic Categorization
Automatically categorize these bank transactions by economic nature and provide me with a breakdown showing the top 3 amounts in each category.

Features

Intelligent Categorization It groups transactions by economic nature, not by the bank's literal description, thereby eliminating banking jargon.
Executive Summary Generate the opening balance, closing balance, a comparison of inflows and outflows, and the main observation for the period.
Structured Flow Statement A Markdown table with categories, number of transactions, totals, and percentages, separating inflows and outflows.
Alerts and Observations It detects duplicates, uncategorized transactions, and significant deviations from the client's industry.
Detailed Breakdown List the most significant changes by category for actionable management reports.

Frequently asked questions

Simply copy the statement from online banking in plain text format, including the date, description, and amount for each transaction.
Yes. You can specify the categories you want, or leave them blank so the skill can assign them automatically based on the nature of the transaction.
Yes. Just specify the currency and the number format used on the statement (e.g., EUR with a period as the thousands separator).
No. This skill works directly with Claude Code or Cowork without the need to configure any external MCP.
Smart Bank Cash Flow — Statement Analysis with Claude AI

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