What does this skill do?

Skill’s 90-Day Cash Flow Forecast generates a comprehensive financial report with three scenarios (conservative, realistic, and optimistic) based on the company’s revenue, fixed and variable expenses, seasonality, and specific commitments. It includes month-by-month liquidity alerts, actionable preventive recommendations, and a visual comparison chart showing the risk level for each scenario, designed for small and medium-sized businesses that need to anticipate cash flow pressures.

Quarterly Planning
Forecast cash flow at the beginning of each quarter to plan payments and collections with the customer.
Liquidity Alerts
Identify critical months or weeks at risk of negative cash flow before they occur.
Decision Evaluation
Simulate the impact of investments, hiring, or extraordinary expenses on available cash.
Adjustment to Working Capital
It shows companies with poor working capital management what the immediate future holds, so they can correct reactive behaviors.

Usage examples

📅 Quarterly Forecast
I have a cash balance of €18,000 and need to forecast cash flow for April, May, and June. Expected revenue: €28,000, €25,000, and €30,000. Fixed expenses are €22,000/month and variable expenses are €5,000/month. In June, I have a bonus payment of €11,000. Generate the three scenarios.
⚠️ Liquidity Alert
My company has irregular revenue, and I'm worried about running out of cash this quarter. Please project the cash flow for the next 90 days and let me know in which weeks I might face a risk of negative cash flow.
🔀 Simulate an investment
I want to hire two new employees at an additional cost of €6,000 per month. How would this affect my cash flow over the next three months? Please generate both a realistic and a conservative scenario.
🛡️ Correct Circulating
I've been managing cash flow reactively for months. Analyze my financial data for the next 90 days and give me recommendations to avoid cash flow problems.

Features

Three complete scenarios Generate conservative (-20% revenue, +10% expenses), realistic, and optimistic (+15% revenue) projections in month-by-month tables.
Liquidity Alerts Identify critical months or weeks when there is a risk of negative cash flow so you can take action before they occur.
Actionable Recommendations It suggests specific measures such as collecting payments in advance, cutting back on non-essential expenses, or activating lines of credit.
Visual Comparison Chart It presents the projected minimum balance, closing balance, and risk level (High/Medium/Low) for each scenario.
Seasonality and One-Time Commitments Include months of low activity and extraordinary payments to reflect the reality of the SME's working capital.

Frequently asked questions

Current cash balance, expected monthly revenue, fixed and variable expenses, scheduled one-time commitments, and the seasonal context of the period being projected.
Yes, the skill is designed for a three-month time frame. You can specify the specific months of the quarter you want to project.
No. The skill works with Claude Code or Cowork without any additional configuration; you just need to provide the financial data in the prompt.
Yes. The default values are -20%/+10% for the conservative setting and +15% for the optimistic setting, but you can ask Claude to adjust them as you see fit.
90-Day Cash Flow Forecast — Plan Your Liquidity with Claude AI

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